Events

Jul
22
SME FINANCE FORUM
WEBINAR
Add to Calendar 2022-07-24 20:00:00 2022-07-24 20:00:00 APEC Webinar on Strategies and Initiatives on Digital Financial Inclusion 25-27 July 2022 hosted by BSP We invite members of the SME Finance Forum to attend Asia-Pacific Economic Cooperation (APEC) Webinar on Strategies and Initiatives on Digital Financial Inclusion: Lessons from Experiences of APEC Economies, hosted by Bangko Sentral ng Pilipinas (BSP/ Philippine Central Bank). The Asia-Pacific Economic Cooperation is an inter-governmental forum for 21 member economies in the Pacific Rim that promotes free trade throughout the Asia-Pacific region.     About the Host The Bangko Sentral ng Pilipinas (BSP) is the central bank of the Republic of the Philippines. It was established on 3 July 1993 pursuant to the provisions of the 1987 Philippine Constitution and the New Central Bank Act of 1993. The BSP took over from Central Bank of Philippines, which was established on 3 January 1949, as the country’s central monetary authority. The BSP enjoys fiscal and administrative autonomy from the National Government in the pursuit of its mandated responsibilities. The following topics will be covered in the webinar:  -        State of Digital Financial Inclusion – Consumer Issues  -        The Prevalence of Fintech – Benefits and Risks  -        The Prevalence of Fintech – Innovations  -        Digital Financial Inclusion Policies that Work – In focus  -        Digital Financial Inclusion Policies that Work – Synergy Moderator: Matthew Gamser for the session on The Prevalence of Fintech – Benefits and Risks  This member-only event will be held online from 25-27 July.  If you are interested, please reach out to smefinanceforum@ifc.org     WEBINAR SME FINANCE FORUM ronyg@panapps.co America/New_York public
Jul
22
SME FINANCE FORUM
Add to Calendar 2022-07-20 20:00:00 2022-07-20 20:00:00 Open Workshop: Addressing Gender Data Gaps for SME Finance Background This Workshop will highlight models to take GPFI recommendations on sex-disaggregated data into action.  It will review the example of the UK’s Investing in Women Code, the experience of governments and financial intermediaries to collect such data and introduce a potential model for action. The workshop will introduce the concept of the Women Entrepreneurs Finance Code (“the WE Finance Code” or “the Code”), which aims to create a systemic shift to get a critical mass of financial institutions around the world that serve MSMEs to report on a sex-disaggregated basis and increase financing to women. Objective: Provide GPFI members and others a strategic perspective on the importance and challenges of collecting sex-disaggregated SME Finance data. Review examples where governments and financial intermediaries have worked to collect sex-disaggregated data, including spotlighting the UK Investing in Women Code which has led over 130 UK financial intuitions to start tracking and reporting MSME data on a sex-disaggregated basis, as well as the Women’s Financial Inclusion Data (WFID) Partnership (WFID) gender data pilots in six countries (Bangladesh, Honduras, Kenya, Nigeria, Pakistan, and Turkey). Introduce the concept of the WE Finance Code and discuss design and potential success factors. Engage with participants to consider opportunities for rolling out a Code through global and national efforts and stakeholder engagement with GPFI, the G20 and others.   Relive the event> Link Summary> Link SME FINANCE FORUM ronyg@panapps.co America/New_York public
Jun
22
SME FINANCE FORUM
Online
Add to Calendar 2022-06-21 20:00:00 2022-06-21 20:00:00 Open Webinar: SME Lending & Social Impact in India   Session Description and objectives Small businesses in India employ over 100 million people or 40% of India’s workforce and account for 29% of India’s GDP and 49% of its exports. The SME Finance gap in India is $221 billion or 10% of its GDP. However, current credit products are designed to serve only a section of the MSMEs (600,000 of them) leaving out a whopping 60+ million MSMEs.  At the same time, the volume of impact investments is growing fast, since its inception in 2001. Since 2010, cumulative impact investment in India has been over $5 billion. In 2015 alone, $1 billion in impact investments were made. According to McKinsey, India has the potential to grow its impact investments by up to 25% by 2025, adding up to between $6 to $8 billion invested. While impact investments are a promising solution to bridging the SME finance gap, there are several challenges in this sector. According to the Brookings Institution India Center survey of impact investors, the top three significant challenges in the Indian context were appropriate capital across the risk-return spectrum, suitable exit options, and impact measurement. In this webinar, we will examine the challenges and opportunities faced by Indian impact investors while financing SMEs. We will focus on best practices in measuring non-financial returns on investments by reviewing U GRO Impact Assessment Study conducted by Sattva Consulting. We will examine the tension and pressure arising from the necessity to deliver on both social and environmental fronts as well as the financial front in the absence of concessionary capital. And finally, the panelists will discuss the role of regulators and public-private partnerships.   Questions for Discussion Impact measurement: A cornerstone of impact investing is the intentional provision of measurable non-financial social and environmental returns in addition to conventional financial returns. What are the best practices in establishing causality between inputs, outputs and outcomes on one hand and social and environmental impact on the other? In India, there are several impact measurement infrastructures such as 1) rating systems (i.e., B-Impact Assessment (BIA) & Global Impact Investing Rating System (GIIRS); Portfolio, Risk, Impact, and Sustainability Measurement (PRISM)); 2) assessment systems (i.e., Social Return on Investment & Cost-Benefit Analysis) and 3) management systems (Impact Reporting and Investing Standards (IRIS), the Sustainable Development Goals (SDGs), B-Analytics and the Principles for Responsible Investment (PRI)). How did you choose the methodology for U GRO’s impact assessment? Why did you decide to focus on SDGs? Returns in the absence of concessionary capital. The latest research shows that investors derive nonpecuniary utility from investing in dual-objective Venture Capital funds, thus sacrificing returns. Impact funds earn 4.7 percentage points lower internal rates of return ex-post than traditional VC funds. While those impact investors who primarily seek exposure to social impacts with a concessionary approach to financial returns still dominate the sector, a new breed of impact investors looking for high investment multiples are rising. How long will investors continue accepting lower rates of return in exchange for higher social and environmental impact? Will this dynamic influence investment volumes? How would the absence of concessionary capital influence risk management of impact investments?   Public-private partnerships. In 2014, India made it mandatory for companies of a certain size to spend 2% of their average net profit on corporate social responsibility and directed them to take a systemic approach. What are the examples of the best practices in public policy that encourage impact investments? Are there regulatory barriers to attracting more capital into impact investing?  Co-Organizer of the event: U GRO  is a Technology focused, small business lending platform based in Mumbai, India that focuses on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions. Do you want to know more about this SME Finance Forum member? Click here. Host: Matthew Gamser, CEO of the SME Finance Forum. Moderator: Shachindra Nath Vice Chairman & Managing Director of U GRO. He is a distinguished corporate leader and the Executive Chairman & Managing Director of U GRO Capital. A university rank holder in Law from the prestigious Banaras Hindu University (BHU), his rise from the humble beginnings in the carpet industry where he witnessed the strife of small businesses to access credit to turning entrepreneur is noteworthy. In his career spanning three decades, Mr Nath has been influential in building two insurance companies, a large asset management company and an NBFC. Some of his biggest achievements include establishing new business verticals alongside foraying into successful joint ventures and partnerships for the group. He has now taken on the role of an entrepreneur by acquiring control of a listed NBFC in 2018 and subsequently rebranding it as U GRO Capital. The company simultaneously raised capital of INR 9500 million under his leadership which is believed to be one of the largest institutional capital raising feats for an NBFC. Mr Nath is known to be an influencer and a hands-on leader who trusts his instincts. At present, he is focused on the MSME credit gap in India. Unlike many other techpreneurs, he is not interested in developing a dotcom company and selling it in a few years. Instead, he wants U GRO Capital to be as technology-driven as any other fintech start-up but wants it to be a business that stands the test of time.    Speakers: Deepa Hingorani is Vice President at IFU, The Danish Investment Fund for developing countries. She is the global head for Financial services and also the head for Asia at IFU, based in Singapore. IFU is a Danish Government-owned investment fund that invests equity and debt for impact in emerging markets. She has 27 years of investment experience with transactions in Climate, Agribusiness, Financial Inclusion, Manufacturing and Healthcare. She had an instrumental role in marking IFU’s entry into the financial inclusion space in 2010. Deepa holds a master's in Finance from the University of Delhi and an Executive MBA from SIMI Copenhagen.   Ms. Bama Balakrishnan, Chief Operating Officer. Bama is the COO of Northern Arc Capital. She was previously the Chief Financial Officer in 2017. In her role as CFO, she played a key role in deepening access to liabilities and completing a significant capital raise for Northern Arc. She joined Northern Arc Capital in 2012 and initially served as the Chief Risk Officer. In this phase, she led the strengthening of the risk management approach as the company scaled up across multiple new sectors. Prior to Northern Arc Capital, Bama worked with ICICI Bank for 10 years initially in the structured finance team and later lead teams in corporate and investment banking in India, USA and Singapore. She is a Director on the Board of Dvara Research, a policy research institution with a focus on financial systems design and household finance as key areas.   Aditya Mohan is currently Senior Investment Manager at Triodos Investment Management and has over a decade’s experience in impact investing. He currently oversees a portfolio of private equity and debt investments with a focus on financial institutions, agri-enterprises and renewable energy in Asia. He was earlier associated with BlueOrchard Finance where he was part of the Asia debt investment team. He holds a Masters in Business Administration from Erasmus University, Rotterdam.       Nikunj Oli Investment Specialist at ADB       In case you’re unable to catch the live webinar, here is the recording, which you can watch at your convenience> https://vimeo.com/722998096   Online SME FINANCE FORUM ronyg@panapps.co America/New_York public
Jun
22
SME FINANCE FORUM
Online
Add to Calendar 2022-06-11 20:00:00 2022-06-11 20:00:00 Virtual Workshop: Digitalizing Supply Chain Finance Virtual Workshop: Transition Digitalizing Supply chain finance The value of global supply-chain finance (SCF) market remains significantly untapped. According to a recent Mckinsey report, nearly 80 percent of eligible assets do not benefit from better working-capital financing, and the remaining one-fifth of assets are often inefficiently financed. The global supply chain finance industry has the potential and can fulfill the basic promise of financing the working capital necessary to run any business. Digitalizing supply chain finance can benefit the entire supply and distribution ecosystem if done properly, enabling corporate buyers to secure inventory by extending payment terms, and increasing certainty on forward orders for suppliers. Both banks and nonbank SCF providers can generate stable, short-term, lower-risk recurring transaction volumes while creating an avenue for broader offerings such as foreign exchange, cash management, and capital markets products. SCF has only partially delivered on this promise despite many emerging and promising catalysts such as digital delivery, fintech innovation, industry utilities, blockchain, and API technologies. Often it is focused on larger, well-financed multinational corporations and their first-tier suppliers only, while smaller and under-financed enterprises down the chain face barriers to access. Many institutions cannot offer the full range of SCF products, because they have limits on exposure or risk and limited expertise in underwriting and because they lack existing processes. The fragmentation of SCF platforms and data sharing makes the task even more difficult.  Considering the important role of SCF, the APFF, in partnership with the SME Finance Forum, is organizing this workshop to explore ways for digitalization to unlock the potential of SCF and bring meaningful changes in access to and availability of SCF for SMEs. The workshop will attempt to address the following questions: 1. How global value chains are being reshaped by cross-border data flows and new technologies. 2. How regulators and policymakers could support and address challenges resulting from the cross-border nature of SCF. Co-organized by APEC Business Advisory Council (ABAC) SME Finance Forum Office of SMEs Promotion Thailand (OSMEP) Asia-Pacific Financial Forum (APFF) Co-hosted by Thai Bankers’ Association Office of SMEs Promotion Thailand (OSMEP) ABOUT THE ORGANIZERS: APEC Business Advisory Council The APEC Business Advisory Council (ABAC) was created by the APEC Economic Leaders in November 1995 to provide advice on the implementation of the Osaka Action Agenda and on other specific business sector priorities, and to respond when the various APEC fora request information about business-related issues or to provide the business perspective on specific areas of cooperation. ABAC comprises of up to three members of the private sector from each economy. APFF Sustainable Finance Development Network The Sustainable Finance Development Network (SFDN) was set up within the Asia-Pacific Financial Forum (APFF) as recommended by the APEC Business Advisory Council (ABAC) in 2020. It serves as an international platform for private-public sector collaboration, accelerating the convergence of sustainable finance policies among APEC economies and strengthening the region as they develop a common global sustainability framework. This is done primarily through activities supporting the APEC Finance Ministers’ Process and assisting ABAC in developing its high-level recommendations to the Finance Ministers. In 2022, SFDN is mandated to support ABAC in developing recommendations in five key areas, which include MSME transition. The Office of SMEs Promotion, Thailand The Office of Small and Medium Enterprises Promotion (OSMEP) is a government agency under the Office of the Prime Minister. The establishment of OSMEP was endorsed by the Small and Medium Enterprises Promotion Act, B.E. 2543 (2000) and the Small and Medium Enterprises Promotion Act (NO. 2), B.E. 2561 (2018). It is the leading organization in formulating policies and strategies on MSME promotion as well as to serve as a focal agency in coordinating the network systems of public and private sectors in order to drive MSMEs to grow with strength and sustainability. SME Finance Forum The SME Finance Forum, managed by the International Finance Corporation, was established by the G20 Global Partnership for Financial Inclusion (GPFI) in 2012 as a knowledge center for data, research and best practice in promoting SME finance. It works to expand access to finance for small and medium businesses. The Forum operates a global membership network of over 220 members that brings together financial institutions, technology companies, and development finance institutions to share knowledge, spur innovation, and promote the growth of SMEs. Thai Bankers’ Association Since its establishment in 1958, the Thai Bankers’ Association (TBA) has played an active role in representing the banking community in discussions with the Bank of Thailand, Ministry of Finance, Ministry of Commerce, and other government agencies in formulating and implementing key economic and financial policies. It collaborated with the Board of Trade of Thailand and the Federation of Thai Industries in establishing the Joint Public-Private Consultative Committee, a prominent forum to discuss on-going national issues with the government, which often results in very fruitful adjustment of government policies or amendment of laws and regulations that are conducive to efficient practices in trade and investment. TBA is also a founding member of the ASEAN Bankers Association and works closely with the Foreign Banks Association in various banking issues, including improving the payment system, formulating guidelines for common practice on rule and regulations, and organizing joint charity activities.   13 June 2021 1800-2100 Canada, Mexico and USA (Pacific Daylight Time) 2000-2300 Canada, Mexico and USA (Central Daylight Time)/Peru 2100-2400 Canada, Mexico and USA (Eastern Daylight Time)/Chile   14 June 2021 0400-0700 Russia (Moscow Standard Time) 0800-1100 Indonesia (Western Indonesian Time)/Thailand/Viet Nam 0900-1200 Brunei Darussalam/China/Hong Kong, China/Malaysia/The Philippines/Singapore/Chinese Taipei 1000-1300 Japan/Korea 1100-1400 Australia (Australian Eastern Standard Time)/Papua New Guinea 1300-1600 New Zealand Online SME FINANCE FORUM ronyg@panapps.co America/New_York public
Jun
22
SME FINANCE FORUM
Online
Add to Calendar 2022-05-31 20:00:00 2022-05-31 20:00:00 SME Finance Virtual Marketplace - June Monthly Session The “SME Finance Virtual Marketplace” is an online match-making platform that promotes partnership and collaboration between members of the SME Finance Forum, especially financial institutions, fintech companies and development finance institutions/ investors.  The virtual Marketplace is powered by GlobalLinker, an AI powered ‘Digital Ecosystem’ offering SMEs a range of services to build digital presence including e-commerce.  How does the Marketplace operate? To participate in the marketplace session, each member of the SME Finance Forum must have 1) an institutional profile (company profile) and personal profiles (individuals representing the companies) set up on the marketplace. Institutional profile shall also include products/services being offered by the members. With institutional profile and personal profile, representatives of member institutions will be able to explore different offerings by other members such as investment products, advisory services, technology solutions...etc. The virtual platform will enable members to reach out to one another to discuss potential collaboration and partnership at their own convenience.   To learn how to set up a company profile, a listing and an individual profile, please read the User Manual in this link. Feel free to let us know should you have any questions or need any assistance to smefinanceforum@ifc.org.     June Marketplace Session If you missed that session, you can relive it now! Access Bank  Ayo Olojede is the Group Head, Emerging Businesses at Access Bank. She is responsible for the strategy formulation to deliver the bottom-line factor of the division. Ayo has over 20 years operational banking experience in Africa and North America at HSBC and Skye Bank (now Polaris) prior to joining Access Bank. She is very passionate about the sustainable growth of MSMEs and possesses strong knowledge and hands on experience of best practices in SME banking, value propositions and risk management approaches to expand financial access to SMEs and women led businesses. Her work has achieved recognition for “best in class” SME specific credit assessment methodology both locally and internationally to expand lending to “new to Borrowing” SMEs. She is a member of the bank’s Digital Council which has overall responsibility for the bank’s digital strategy, approved partnership with fintech companies and monitoring the implementation of digital initiatives. She is a university scholar, a Fellow Chartered Accountant and holds an MBA degree from Kellogg School of Management, Evanston. She speaks globally on SME Finance and Business services. Lucy Debbie Watkins is the CEO and co-founder of Lucy. Debbie has 20+ years of experience in technology for finance, mobile-enabled products and services, and business and strategy consulting. working in over 35 countries. She has led customer-centric market research and product development engagements; supported clients in technology platform needs assessment and implementation; managed multi-million-dollar projects in Asia and Africa; and built multi-disciplinary and multi-cultural teams in a number of countries. She has lived in Asia since 2000, and is based in Singapore where she is the CEO and co-founder of Lucy. Lucy is a neobank built to help women who are overlooked, underestimated, and underbanked become unstoppable by levelling the financial playing field. Lucy aims to empower women from all walks of life, by equipping them with the financial services, growth tools and peer support that they need to grow and thrive.   Secure Now Kapil Mehta is the co-founder of SecureNow, an award-winning insurance broking firm that uses technology-based distribution to sell commercial insurances to MSMEs in India. Kapil writes regularly in the media, specifically on matters that impact policyholders. He is a director of the Insurance Broking Association of India, a policyholder representative on the Policyholder Protection Board Subcommittee of a life insurer and on the SME advisory board of a leading general insurer. He is also active in several industry associations and a Charter Member of TiE. Kapil was formerly the managing director of Prudential Financial’s life insurance company in India. Still earlier, he has worked with Max New York Life, McKinsey & Company and Unilever. Kapil has studied at IIM Ahmedabad and IIT Delhi. He adores Calvin and Hobbes, and playing with Chip, his pet dog. He took to constructing crosswords during the pandemic after his attempt to have the family play Bridge failed. His first crossword was published in October 2021. Kapil’s spouse is an eye surgeon, elder daughter is studying law and younger son wants to be a doctor.   Online SME FINANCE FORUM ronyg@panapps.co America/New_York public
Mayo
22
SME FINANCE FORUM
Online
Add to Calendar 2022-05-03 20:00:00 2022-05-03 20:00:00 SME Finance Virtual Marketplace - May Monthly Session The “SME Finance Virtual Marketplace” is an online match-making platform that promotes partnership and collaboration between members of the SME Finance Forum, especially financial institutions, fintech companies and development finance institutions/ investors.  The virtual Marketplace is powered by GlobalLinker, an AI powered ‘Digital Ecosystem’ offering SMEs a range of services to build digital presence including e-commerce.  How does the Marketplace operate? To participate in the marketplace session, each member of the SME Finance Forum must have 1) an institutional profile (company profile) and personal profiles (individuals representing the companies) set up on the marketplace. Institutional profile shall also include products/services being offered by the members. With institutional profile and personal profile, representatives of member institutions will be able to explore different offerings by other members such as investment products, advisory services, technology solutions...etc. The virtual platform will enable members to reach out to one another to discuss potential collaboration and partnership at their own convenience.     To learn how to set up a company profile, a listing and an individual profile, please read the User Manual in this link.Relive previous sessions here>     Tenth Marketplace Session This tenth marketplace session, scheduled on Wednesday, May 4th from 8 am - 9:00 EDT, will feature a series of members who will present their products/services. Following the presentations, participants will have the opportunities to reach out directly to the presenting institutions to make inquiries or explore partnership opportunities based on their interests.  4G Capital Wayne Hennessy-Barrett is Founder/ CEO of 4G Capital, the award-winning Neobank for Africa, delivering last-mile finance and enterprise training to small businesses in Kenya and Uganda. The Company has helped 250,000 micro entrepreneurs increase annual revenues by 82%, with $240 million + loaned since inception.  Unprecedented repayment and client repeat rates are achieved by blending machine learning with personal customer service.  4G Capital partners with global and local brands, distributers and retailers to boost sales and grow value chains.  4G Capital recently closed its Series C round to scale into new markets and broaden its range of products with client digitization.  4G Capital was ranked in the top ten global B Corporation finance providers in the 2022 Real Leader awards. Hennessy-Barrett had a distinguished first career as an infantry officer in the British Army, seeing extensive active duty worldwide.  He volunteers with several charities focusing on poverty, social exclusion and veterans’ issues. He holds a master’s degree in conflict studies from King’s College London, a bachelor’s degree in politics from Exeter University and attended the Harvard Business School Strategic Leadership in Financial Inclusion executive course.   Roseanne Masila is Chief of Operations Support at 4G Capital. Her focus is on Customer Care, Customer Success, Training, Marketing and HR. She has also led the introduction of a disability program as part of driving diversity and inclusion in the company. She started her career in Human Resource Administration and has climbed the HR ladder while developing other team members and constantly developing herself in different aspects. Her extensive HR generalist experience obtained from multinational companies in different industries have seen her run end to end HR processes before moving more recently into her role as Head of Operations Support.     Access Microfinance Holding AG Anna Aslanova is Senior Expert in Learning Development at Access Microfinance Holding AG. Skilled in Coaching, Talent Management, Business Planning, HR Consulting, and Training and Development, Anna has worked in the financial industry for more than 15 years. Anna is a Certified business and leadership Coach, an invited Lecturer in the field of Human Resources and Organisational Behavior. Her passion is to see people grow and prosper. Anna holds a master’s degree in management from Caucasus School of Business and speaks four languages. Anna is a proud mother of two sons. Originally, Anna is from Georgia, Tbilisi but since 2018 she lives and works in Berlin, Germany.     Banking Circle Jon Levine is the Co-Head of Institutional Banking of Banking Circle.  Prior to joining Banking Circle, Jon spent 11 years at Standard Chartered where he worked at the bank’s London, Dubai and Singapore offices. His most recent Standard Chartered role was as Managing Director responsible for UK Banks, Broker-Dealers & Fintech coverage. Earlier roles at Standard Chartered included Public Sector & Development Organisations coverage across EMEA and Debt Capital Markets roles. Jon started his career at Goldman Sachs where he worked on DCM, ECM and M&A assignments in the US and Asia.     Convergence Chris Clubb has 20+ years of experience financing development projects in more than fifty emerging and frontier markets. Prior to joining Convergence, he was the Director leading European Bank for Reconstruction and Development’s (EBRD) financing/investment activities in its early transition countries where EBRD increased its annual investments five-fold to become the largest investor in these low-income countries. While at EBRD, Chris innovated and implemented in partnership with more than 20 donors many of EBRD’s blended finance programs – including the leading local currency program for SME finance and development. Prior to EBRD, Chris provided long-term financing to strategic European infrastructure projects while at European Investment Bank, provided cross-border financing to international buyers while at Export Development Canada, and started his banking/financing career in corporate banking at Toronto Dominion Bank. Chris has held senior strategic risk management positions at EBRD and EDC, including the design and implementation of an enterprise-wide risk management framework.     Development Bank of Nigeria   Bonaventure Okhaimo is the Chief Operating Officer at Development Bank of Nigeria. A Chartered Banker, Member of the Chartered Bankers Institute, UK and a fellow of the Institute of Credit Administration, Nigeria, with over 25 years banking experience spread across local and international banks. His vast industry experience includes, branch operations, branch management, leadership roles in Retail/SME Banking, Development Finance, Institutional Banking, Information Technology and Strategic Operations Service Delivery. He holds an LLB from University of Benin, Nigeria, a B. L from the Council of Legal Education, Lagos, an MBA in Financial Management from University of Technology, Owerri, a chartered banker MBA from Bangor University, United Kingdom and ACIB from Chartered Institute of Bankers, Nigeria.     Fintech Group  Hassan Issa has extensive experience in Financial Technology having been in the industry for 16 years at Fintech Group Kenya & Fintech International. He has served in software development in various capacities to Senior Software Developer position.Since then, Hassan has been Product Manager (Channels), from 2009 to-date, managing various platforms including Internet & Mobile Banking, Enterprise Service BUS and Finbridge Middleware. Hassan has overseen 64 payments clearing solutions in 64 banks across Africa. He has also overseen product deployments in Uganda, Tanzania, Kenya, Liberia, Ethiopia, Malawi and more.       Ontology Li Ge is the Business Development Manager at Ontology. As an early adopter and believer of decentralized networks and data, Li has previously worked as a business solution architect serving leading global enterprises. He brings a wealth of experience to the Ontology Business Team, having co-founded the mobile AR gaming project, he also has industry expertise in Blockchain as a Service solutions. As a tech enthusiast, and a researcher of the global gaming landscape and metaverse, Li works hard to narrow the gap between the decentralized world and reality.       Tysys Capital Group Modise Motloba is the founder and Chief Executive Officer of Tysys Capital Group Proprietary Limited, a 100% black-owned, managed and controlled niche financial service and investment group with expertise in Corporate Financial Advisory, Fund Management, Wealth, SMME Development & Finance and Principal investments. Modise has more than 27 years working experience in the Financial Sector both in South Africa and the United States of America. He has operational and managerial experience as well as competency in Treasury Services, Risk Management, and Wealth Planning.     Online SME FINANCE FORUM ronyg@panapps.co America/New_York public